"What makes Mr. Elenkov exceptional is not only his professional credentials and coveted certificates, but his intelligent and human approach to the clients. When you contact him regarding financial advice, he makes a comprehensive and educated analysis and helps you make the choice with your best interest in mind. Tchavdar possesses a superb ability to explain and simplify complicated concepts and financial products, thus enabling full comprehension from those unfamiliar with abbreviations and special terminology. His counsel is analytical, taking in consideration the health of your financial estate in both short and long term perspectives. He is addressing your real needs and reflects them promptly without attempts to sell you more than you require. He is a thinker who is able to understand your request quickly and give you clear and concise answers. We have been using Mr. Elenkov's services for more than six years and receiving responses and guidance regardless of the measure of our financial problems."
Ekaterina and Stefan
"My wife and I are using Tchavdar's services for our RRSP investments since 2007. He also helped us discover the Health Spending Account, which, I believe, is an ideal tool for a self employed person to finance his health expenses. All our travel insurances and those of the other family members we also do through Tchavdar. Tchavdar has earned our trust and for everything, we need, that seems to be a subject of his work, we turn to him. He is always ready to comprehensively answer our questions and to help choose the best solution for us. We think, we were lucky to come across him."
Kroum Stamenkov
"Tchavdar (Charles) Elenkov is a very honest financial advisor, of which is rare nowadays. He always thinks in a way like he's your family member, not just about how much money you could make from an investment but how much risk that a family could endure. Charles is very experienced and always drives in details, keeps good communication with his clients. If you don't buy bullshit and really want a reliable financial service man, please consider Charles."
Ben
"Mr. Elenkov has helped me to identify my personal insurance needs and has provided a plan that met my current requirements at a reasonable price. He also explained other options that were available to me in a language I could easily understand and made the whole process simple to complete. His services were invaluable to my family and myself."
Mr. Fatih Tinaz
"I met Tchavdar Elenkov, via a referral from a friend, for a discussion about our family financial planning. I was very impressed with his professionalism. He spent several hours discussing various financial products and provided us with solid information about insurances, mortgages and investment options. His trademark down to earth style makes it very easy to discuss and navigate through complex and overwhelming financial problems. Ever since, we keep expanding our family portfolio of services with him. Tchavdar is highly punctual and accurate - his paperwork is impeccable, his timing - notorious. I appreciate his weekly info-mailings as they are a distilled source of valuable financial information and a time-saver! Based upon my firsthand experience I would highly recommend Tchavdar as a financial planner for you, your family or your organization."
Stefka Yancheva
"Tchavdar is an extraordinary professional. He is patient, honest, open and dedicated to his clients. He will work tirelessly to understand his clients' financial goals and provide the best solutions for achieving them. I'm really happy I met him and I'm having the chance to use his services. I'll continue to refer Tchavdar to all my fiends as a financial planner and adviser."
Miro
"I just want you to know that my financial advisor Charles is a very honest person, I trust him very much. I appreciate his hard work."
Rozina Yaqub
"I have known Mr. Tchavdar Elenkov since the past few years. The first thing that struck me when we initially met was his outstanding punctuality, professionalism and knowledge of the economic market. Since our family's income is above the average, over the years we had many "financial consultants" offering to us their services. It happened, a few times we trusted people who didn't have the necessary experience and credentialing. The result was that instead of making money, we lost a couple of thousand dollars. The experience working with Mr. Elenkov is completely different: we always received the right advice and the best investment. At present, we work exclusively with him and I would recommend him to anyone without any hesitation."
E. Blagoeva, Registered Physiotherapist
"I have wonderful experience with you. One stop service and get everything what I need from financial perspective. Wish you success and continue to work with for my future financial needs."
Sharif
"When I need a financial advice or just help, I know I can rely on Mr. Tchavdar Elenkov. For me, since I know him, he is embodiment of professionalism, honesty, erudition, humanity, stability and quality, values which are hard to find in nowadays."
Miroslav Eremiev - a client and friend
"Tchavdar was recommended to me by a family friend and ever since I have relied on his services for any financial matters in my family. He has helped me and my husband with setting up RRSP's, Insurance polices, and variety of other financial advices. In addition, Tchavdar created a relationship with my family and now my two sons also refer to him for his professional opinion. Tchavdar has always shown an incredible level of professionalism, kindness and respect to me and my family. I would not hesitate to recommend Tchavdar to anyone."
Rumyana Petkova
"Tchavdar is my financial advisor for over 10 years now. Great person and a professional in his job. I recommend his service to anyone, because he is honest and always ready with useful answer and ready to help."
Anton Apostolov - musician
"It is a pleasure working with Tchavdar Elenkov. He is competent, always punctual and ready to help. He does his research and gives you the best solution for your specific case. I can recommended Tchavdar to everyone because he is a professional."
Vladislav Yanchev
"I appreciate Tchavdar's advices and especially how quickly and accurately he deals with health insurances. His ability to present various financial products helped me to make long-term decisions easy and quickly."
Kiril Penkov
"Tchavdar is a true professional. Extremely knowledgeable about finances and insurance, his advice is nothing but the best. Pleasure to work with and I do recommend him to all my clients for insurance and all other financial matters."
Zee Zdravko Dimov
" Mr. Elenkov is a rare professional to find these days. It is always a pleasure to converse with him because he shares his intelligent insight not only in economics and banking but all spheres of life. He addresses my concerns with care and honesty, helping me make the right decisions thus establishing trust in his abilities and knowledge. His punctuality is legendary which speaks a lot on its own. I am very much satisfied with his financial services and will continue using them in the future. You should too."
Zhane Dimitrovski
"The key to receiving and using good investment advice is working with Charles for more than 10 years. Always when we need financial advice or require a change of our insurance policies, he is there, covering and explaining all options and advising on the most appropriate solutions for our needs. Professional and knowledgeable at all times, as well as very personable, he provides a thorough and critical financial analysis with practical recommendations. Whenever, we had questions or were unclear on an issue he was patient and accommodating. He also followed up reliably and punctually. When working with Charles you can be confident you have unbiased, fair and honest information to deal with in making your own decisions now and in the future. I would recommend him without reservation."
Tania
" Every human being has two things to worry about: his/her physical and financial health, the rest will come eventually. Therefore it is very important to find a doctor whom you can trust and a financial advisor as well. Canada is a country of miracles. Even though the government is trying to regulate professional requirements for many careers, there are ways to sneak under the bar. Unfortunately this applies to the financial field too. Newcomers are desperate to locate any job and some switch careers and pass multiple choice examination to acquire their license. With our money/ insurance policies we need to ensure we are dealing with someone who is part of a legitimate professional organization a lawyer, a licensed accountant, or someone holding a major financial designation. We are proud and greatly relieved that our friend and advisor Tchavdar Elenkov is a member of the Canadian Association of Insurance and Financial Advisors ADVOCIS since 2002 He also holds the most recognized financial designation - CERTIFIED FINANCIAL PLANNER (since 2005) he holds as well the CERTIFIED HEALTH INSURANCE SPECIALIST designation. He is licensed by the Financial Services Commission of Ontario to sell insurance and segregated funds investments since 2002.He also carries a 1 million dollar per claim (maximum 2 million dollars per year) liability insurance and can provide us with quality references. As an outstanding member of our community and with his fluent English Tchavdar Elenkov built up his networking by attending numerous events and personally visiting our homes. He goes out of his way to meet our expectations and to give us variety of choices which enables us to make informed decisions. He is very patient and spells out the challenging financial terminology in order to get the message through. When it comes to any type of insurance he is ready 24 hours with his laptop everywhere to start and complete in seconds any insurance policy by giving us the best rates. Last but not least it is a pleasure to receive his Greetings for our birthdays. He is not only a financial advisor, but a faithful friend who takes his responsibilities to another level. Life would be much easier and less complicated if we had more professionals like him in the service industry."
Valentina Nedyalkova, double MA, OCT Certified Teacher, and TESL Ontario Certified ESL Instructor
"Tchavdar earned my trust after listening and understanding our family's financial situation and presenting me with a detailed financial plan which he explained in easy to understand terms. His advice was for real estate financing, life and long-term disability insurance products which he sourced based on our desires, giving us daily piece of mind while guaranteeing long-term investment goals. He has stayed on top of our finances and regularly updates me with useful information. Over the years he became a trusted friend. I would highly recommend Tchavdar (Charles) to anyone who is looking for non-intrusive, balanced and creative financial advice."
Vesselin (Vesco) Tzotchev, JD, LLM
" I needed clarification of my social and financial status and was highly impressed by his comprehensive understanding and ability to explain simply, however in details the situation. I would like to recommend Tchavdar as a reliable and responsible expert who can give creative professional advice in the economic field."
Valentina Gaidarova
"I have known Tchavdar Elenkov for several years now when I had decided to register for an RRSP. I was impressed with his professionalism and human approach to the subject. He has knowledge of today's economy and he is honest, discreet and trustworthy. Now I am retiring and I am grateful to him for helping me to make a decision that enables me to have some financial comfort at this point in my life. I would recommend him without any second thoughts to anyone who seeks financial advice."