|The Emergency Medical Insurance known as Travel Insurance is an
extremely important financial planning tool for managing the risk of
incurring huge amounts of medical expenses while you, a Canadian
resident covered by your provincial health plan, travels abroad on
vacation or for business. If you have Employee Group Benefits
through your employer you probably already have some basic
coverage through your Group Insurance for travels abroad. Check
carefully what is covered and for how many days, or if you are not
sure, call your Group Insurance Administrator. Please bear in mind
that no Group Insurance provides you with coverage for possible
losses like Trip Cancellation, Trip Interruption, Baggage Loss or
Delay, and for Travel Accidents. Even if you have Travel Insurance
through your Employee Group Benefits Plan you should call me to
buy these additional coverages.
Travel Insurance offered directly from Manulife Financial
Travelling Canadians can choose from the following options:
*Single-Trip Plan: Provides coverage for one trip for the number of
days purchased. No age limit but the you will have to answer medical
questions if you are over the age of 55.
*Quick Trip Plan: Provides coverage for one trip of less than 18 days
for those 55-74 years of age. There are no eligibility questions for
*Multi-Trip Plan: Provides coverage for an unlimited number of trips
during the policy year for the number of days purchased. Options of
4, 10, 18 and 30 day plans. No age limit.
*All-Inclusive Plan: Provides several benefits all in one plan. It covers
Emergency Medical, Trip Cancellation & Interruption, Baggage
Loss, Delay & Damage, Flight Accident and Travel Accident.
*Travel Canada Plan: Provides Emergency Medical Insurance if all
travel is within Canada at 50% off the regular Single-Trip Emergency
Medical Plan rates.
*Trip Cancellation/Interruption Plan: May be purchased as part of an
All-Inclusive Plan or separately. If purchasing separately, must be
purchased within 8 days of booking your travel plans.
To purchase Manulife Travel Insurance for out of province or out of
country travel please click the following link:
Student Travel Insurance offers:
*Up to $1 million for emergency medical and non-medical coverage
for covered risks
*Available to Canadian students studying abroad or out of province
and International students studying within Canada.
To purchase Student Travel Insurance from Manulife Financial
please click the following link:
Travel insurance offered by 21st Century Travel Insurance Ltd
Medicare International Travel Insurance
Medicare International is an emergency travel medical insurance that
covers you for up to $10,000,000 (Ten Million Canadian Dollars) of
covered expenses incurred by you as a result of medical attention
required by you during your trip. The rates are determined by your
answers to a medical questionnaire over age 59 (no questionnaire
is required under age 60). I suggest that you take a few minutes to
familiarize yourself with the emergency medical insurance policy
wording, the medical questionnaire and the applicable premium
rates. You can read here the policy wording of the All-Inclusive plan
and the Trip Cancellation & Interruption plan.
SAVEAWAY Travel Insurance
The coverage limits and benefits for SAVEAWAY Travel Insurance
are reduced substantially to provide you with a true low-cost
choice of Travel Insurance. You have the option to choose
$50,000 Emergency Medical Coverage with no deductible or
$200,000 Emergency Medical Coverage with a deductible amount
of $500 per claim. You can access here the entire policy wording,
the medical questionnaire (for ages over 55) and the current rates.
You can buy the insurance plans offered by 21st Century Travel
Insurance Ltd on the phone by calling my Office or Residence
number or simply drop me a message through Contact and I will call
If you are already abroad and would like to extend your travel beyond
its original date of return please use the Application to Extend
Emergency Medical Coverage for a trip in progress.
Please use the Refund Request form in case you return early from
your travel or if you cancelled your travel, or for any other reason
You can add to all types of insurance, described here above, at your
discretion coverage for Trip Cancellation, Trip Interruption,
Baggage Loss or Damage, Baggage Delay, Flight Accident or
Travel Accident , Top-up the Trip Cancellation.
The non-medical types of coverage, like Trip Cancellation, Trip
Interruption, Baggage Loss or Damage, Baggage Delay, Flight
Accident, Travel Accident, and the Top-up the Trip
Cancellation can be bought separately as stand-alone plans if you
already have Emergency Travel Insurance through your Employee
Group Benefits Plan.
|Always Ask for the Best!
|And do not forget to register!
Sign up for the Registration of Canadians Abroad service at
so that Foreign Affairs and International Trade Canada can contact
and assist you in case of an emergency.