DISCLOSURE AND PRIVACY POLICY
Tchavdar Elenkov, BA Econ, CFP, RHU
Insurance and Financial Advisor

Confidentiality: During the course of our professional relationship, it will be necessary for
the client to provide a variety of very personal financial and medical information. The
quality of the work undertaken on behalf of the client requires this personal information to
be accurate and complete.
I commit that all information will be held in strictest confidence and that no information
shall be divulged about the client's personal situation to any outside organization or
government agency without the client's prior consent, unless as may be required by law. It
is further understood that in accordance with the Personal Information Protection and
Electronic Documents Act (PIPEDA), the client directly authorizes and instructs me to
maintain information of a personal and private nature that could reasonably be
considered pertinent or necessary in the provision of financial and insurance advice until
such time as requested by the client in writing to destroy such information.

Click here to read the entire Disclosure and Privacy Agreement.

Site content and use of the Site
This website is proprietary to Tchavdar Elenkov. If you wish to access and use this
website, you must accept and agree to be bound by and comply with these terms. If you
do not agree to these terms, then you must refrain from accessing or using the site. All
terms will apply irrespective of the specific use made by Internet users of this site.
The information contained on the pages of this site is subject to modification and update
from time to time without notice. I do not guarantee or ensure either the accuracy,
completeness, currency or authenticity of any site content, site functionality, or your
transmission of any site content from the site to you.
Other World Wide Web sites that may be accessed from this site by hypertext links are
entirely independent of the site. The inclusion of any site acknowledgments, identification
of any person or entity in the site, or any hypertext link to another person or entity shall not,
in any manner, be construed as an endorsement of such person's or entity's World Wide
Web site, products or services.
Other World Wide Web sites which may provide access to this site by hypertext links are
entirely independent of this site. Any direction by a third party to this site shall not, in any
manner be construed as an endorsement by me of such party’s World Wide Web site,
products or services.
The site does not, and it is not intended to, provide any financial, insurance, legal,
accounting, or tax advice, and shall not be relied upon by you in that regard.
You agree that your use of the site shall be on an "as is" basis entirely at your risk. I shall
not be liable or responsible to any person for any harm, loss or damage that may arise in
any connection with your use of the site, including without limitation any direct, indirect,
special, third party, or consequential damages. Without limiting the foregoing, I shall not
be responsible for any detrimental reliance that you may place upon the site or its
contents whatsoever.
The site shall not be used, or relied upon by you, as a substitute for your independent
research or professional advice that is provided to you by me in direct consultation.
If you would like further information concerning site contents or you wish permission to
use, to reproduce, or to republish any site contents, please
click here.
You acknowledge and confirm that the Internet is not a secure medium where privacy can
be ensured, and that complete security and confidentiality over the Internet is not possible
at this time. Your confidential use of the site cannot be guaranteed and you acknowledge
that your use of the site (including information you transmit to the site) may be subject to
access by, or disclosure to, other persons. Without limiting any other disclaimer herein, I
shall not be responsible or liable for any harm that you or any other person may suffer in
connection with any such breach of confidentiality or security.
Information provided by you through my site is used for business purposes only in order
to service your needs as a customer.
           
Disclosure
and Privacy
Policy
Always ask for the best!